Insurance underwriters salary in Scotland
Full-time average annual pay in Scotland
£35,950
2025 · high suppression
Median
Not disclosed
Mean
£35,950
| Statistic | Annual pay (gross) |
|---|---|
| Median | Not disclosed |
| Mean | £35,950 |
‘Not disclosed’ means the source withheld this value because the sample was too small to publish without risking identification. See full methodology →
The pay range is withheld at region level for this role. See full methodology →
Skilled Worker visa minimum
£36,500
Understanding Insurance underwriters pay in Scotland
To see what £35,950 means after income tax and National Insurance, use the take-home pay calculator below — it also factors in student loan repayments and Scottish Income Tax rates.
Take-home pay estimate
Tax year 2025/26| Monthly | Annual | |
|---|---|---|
| Gross salary | £2,996 | £35,950 |
| Income tax | £394 | £4,732 |
| National Insurance | £156 | £1,870 |
| Student loan (Plan 4 (Scotland)) | £24 | £288 |
| Total deductions | £574 | £6,891 |
| Take-home pay | £2,422 | £29,059 |
Estimate only · 2025/26 HMRC rates · Standard tax code · No pension contribution · Not financial or tax advice
How Insurance underwriters pay varies by region
West Midlands is the highest-paying region for insurance underwriters at £36,171 — 6% below the UK median. North East is lowest at £21,022.
UK median £38,666
| Region | Median payUK median £38,666 | Median | Mean | vs UK median |
|---|---|---|---|---|
| West Midlands | £36,171 | £36,171 | £44,482 | -6% |
| Scotland (current region) | £35,490 | £35,490 | £37,455 | -8% |
| South West | £35,197 | £35,197 | £37,391 | -9% |
| South East | £34,817 | £34,817 | £36,668 | -10% |
| North West | £34,271 | £34,271 | £40,120 | -11% |
| East of England | £32,463 | £32,463 | £33,702 | -16% |
| East Midlands | £30,711 | £30,711 | £31,348 | -21% |
| Yorkshire and the Humber | £28,693 | £28,693 | £29,211 | -26% |
| Wales | £27,258 | £27,258 | £31,798 | -30% |
| North East | £21,022 | £21,022 | £23,524 | -46% |
| Region | Median | vs UK |
|---|---|---|
| West Midlands £36,171 | £36,171Mean £44,482 | -6% |
| Scotland (current region) £35,490 | £35,490Mean £37,455 | -8% |
| South West £35,197 | £35,197Mean £37,391 | -9% |
| South East £34,817 | £34,817Mean £36,668 | -10% |
| North West £34,271 | £34,271Mean £40,120 | -11% |
| East of England £32,463 | £32,463Mean £33,702 | -16% |
| East Midlands £30,711 | £30,711Mean £31,348 | -21% |
| Yorkshire and the Humber £28,693 | £28,693Mean £29,211 | -26% |
| Wales £27,258 | £27,258Mean £31,798 | -30% |
| North East £21,022 | £21,022Mean £23,524 | -46% |
Sorted highest median to lowest. The vertical line marks the UK median (£38,666); ‘Vs UK median’ compares each region’s median to it. Suppressed values mean ONS withheld this figure because the sample was too small to publish.
How insurance underwriters pay in Scotland has changed over time
Median annual pay for insurance underwriters in Scotland by year, shown against the UK-wide median (Source: ONS ASHE). The shaded band is the UK-wide 25th–75th percentile range — ONS does not publish percentile ranges at region level.
Scotland median
UK median
Pre-2021 figures mapped from SOC 2010 via ONS concordance table
How the figures are sourced
Data sources: Official UK earnings data (2025 provisional)(opens in new tab)
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