Insurance underwriters salary in the UK (2025/26)
Official UK Average earnings data 2025
£38,666
Understanding Insurance underwriters pay in the UK
The typical insurance underwriters in the UK earns a median salary of £38,666 in 2025/26. These figures come from the ONS Annual Survey of Hours and Earnings (ASHE), so they reflect actual reported pay rather than self-reported estimates or job-advert ranges.
The mean (average) salary is higher, at £61,693. When the mean sits above the median like this, a smaller group of high earners is pulling the average up, which is why the median is the better guide to what a typical insurance underwriters actually takes home.
Where you work changes the picture: insurance underwriters pay ranges from £21,022 in North East up to £36,171 in West Midlands, a difference of £15,149 (72%). The full regional breakdown is below.
Dig deeper: see insurance underwriters pay in West Midlands or read how we source and check this data.
How pay varies by region
West Midlands is the highest-paying region for insurance underwriters at £36,171 — 6% below the UK median. North East is lowest at £21,022.
UK median £38,666
| Region | Median payUK median £38,666 | Median | Mean | vs UK median |
|---|---|---|---|---|
| West Midlands | £36,171 | £36,171 | £44,482 | -6% |
| Scotland | £35,490 | £35,490 | £37,455 | -8% |
| South West | £35,197 | £35,197 | £37,391 | -9% |
| South East | £34,817 | £34,817 | £36,668 | -10% |
| North West | £34,271 | £34,271 | £40,120 | -11% |
| East of England | £32,463 | £32,463 | £33,702 | -16% |
| East Midlands | £30,711 | £30,711 | £31,348 | -21% |
| Yorkshire and the Humber | £28,693 | £28,693 | £29,211 | -26% |
| Wales | £27,258 | £27,258 | £31,798 | -30% |
| North East | £21,022 | £21,022 | £23,524 | -46% |
| Region | Median | vs UK |
|---|---|---|
| West Midlands £36,171 | £36,171Mean £44,482 | -6% |
| Scotland £35,490 | £35,490Mean £37,455 | -8% |
| South West £35,197 | £35,197Mean £37,391 | -9% |
| South East £34,817 | £34,817Mean £36,668 | -10% |
| North West £34,271 | £34,271Mean £40,120 | -11% |
| East of England £32,463 | £32,463Mean £33,702 | -16% |
| East Midlands £30,711 | £30,711Mean £31,348 | -21% |
| Yorkshire and the Humber £28,693 | £28,693Mean £29,211 | -26% |
| Wales £27,258 | £27,258Mean £31,798 | -30% |
| North East £21,022 | £21,022Mean £23,524 | -46% |
Sorted highest median to lowest. The vertical line marks the UK median (£38,666); ‘Vs UK median’ compares each region’s median to it. Suppressed values mean ONS withheld this figure because the sample was too small to publish.
Make it local
Calculate take-home pay for your region
Choose a region above to see local insurance underwriters pay and calculate your monthly take-home after tax on the local salary page.
Back to region listHow insurance underwriters pay has changed over time
UK median annual pay for insurance underwriters by year (ONS ASHE).
Median salary
Pre-2021 figures mapped from SOC 2010 via ONS concordance table
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